Student Loan
|
Amount
|
1. SCHOLARSHIP loan: up to 370.000 MKD
2. SIMPLE loan: up to 90.000 MKD
|
|
Repayment period
|
up to 48 months
|
|
Annual nominal interest rate
|
12%
|
|
Annual rate of total costs (RTE)
|
from 14,37%
|
|
Fee
|
1%
|
|
Monthly management Fee
|
0.05%-0.10%
|
|
Other loan costs
|
Bill of exchange in amount of 100-500 MKD depending on the loan amount
Current interest depending on the loan disbursement
|
|
Collateral
|
1 guarantor with administrative ban
|
|
Documentation
|
ID
copy from index or identity card
receipt for enrollment from the faculty
receipt for amount od scholarship
salary receipt from the parents
|
|
Method of payment
|
equal monthly installments
|
Example:
|
Loan amount
|
Interest rate
|
Term
|
Fee
|
Management fee
|
Installment
|
TCR
|
Current interest
|
Bill of exchange
|
|
370.000 MKD
|
12%
|
48 months
|
1%
|
0.05%
|
9.928,52 MKD
|
14.37%
|
3.576,67 MKD
|
500 MKD
|
Only you have to do is fill out an application form and to apply by the on-line application form.
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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