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Short term loans

for working capital


up to 3.000.000 MKD/50.000 EUR

Repayment period

up to 36 months

Grace period

up to 6 months

Nominal interest rate

from 4%-5,75% annual fixed 



Management fee

0% -0,333% monthly

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement


up to 50.000 EUR - quarantors

over 50.000 EUR - with mortgage or plegde


Short term financing of working capital 

Target Audience

Small and medium sized businesses in production, trade and services, tourism and construction activities


Adapted to client needs

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.

Only you have to do is fill out an application form or apply by the on-line application form.   

The savings house reserves the right to refuse the application of the applicant.
The Savings house keeps the right to change the conditions without prior notice.

Savings house Mozhnosti
Moving together

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