Positiven Loan
|
Target group
|
Employed in AD, Budget, JP, DOO/DOOEL companies acceptable for the Savings house.*
|
|
Amount
|
up to 600.000 MKD
|
|
Repayment period
|
up to 84 months
|
|
Nominal interest rate
|
12%
|
|
Rate of total costs (RTE)
|
from 17.08%
|
|
Fee
|
3%
|
|
Management Fee
|
0.16%
|
|
Other loan costs
|
Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
|
|
Collateral
|
A) up 300.000 MKD
Administrative ban from the applicant and 1 physical person with administrative ban
B) 300.001 - 600.000 MKD
Administrative ban from the applicant and 2 physical persons with administrative ban
|
|
Documentation
|
ID
salary receipt
|
|
Repayment
|
Equal monthly installments
|
*Information for DOO/DOOEL companies acceptable for the Savings house Mozhnosti can be found in the branches of the Savings house.
Example:
|
Loan amount
|
Interest rate
|
Term
|
Fee
|
Management fee
|
Installment
|
TCR
|
Current interest
|
Bill of exchange
|
|
600.000 MKD
|
12%
|
84 months
|
3%
|
0.16%
|
11.551,64 MKD
|
17.08%
|
5.800 MKD
|
500 MKD
|
Only you have to do is fill out an application form or apply by the on-line application form.
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
Moving together