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Perduv Loan


up to 270.000 MKD/ up to 4.500 EUR

Repayment period

up to 36 months

Grace period

up to3 months

Nominal interest rate

up to 7% annual fixed 



Management Fee

up to 0,999%

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement


no physical persons or 1 pp with bill of exchange or 1 PP with Administrative ban or 1 pp with sla

USAID guarantee can be another collateral of the loan


Property sheet for the land or lease agreement, or certificate of
registered manufacturing facilities MZSV
certificate from a veterinary station


adapted to the needs of the client

The Savings house Mozhnosti collabotares with the Agricultural Credit Discont Fund and approves loans by the fund's credit line  

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.



Loan amount

Interest rate



Management fee


Bill of exchange

146.000 MKD


36 months



5.283,00 MKD

200 mkd

The total amount the client pays according to the example is 192.378,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application form and apply by the on-line application 

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 

Savings house Mozhnosti
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