Penzionerski Loan
|
Amount
|
up to 600,000 MKD
|
|
Repayment period
|
6-60 months
|
|
Nominal interest rate
|
12%
|
|
Rate of total costs (RTE)
|
from 19.01%
|
|
Fee
|
2%
|
|
Management Fee
|
0.25%
|
|
Other loan costs
|
Bill of exchange in amount of 100 – 500 MKD depending on the loan amount
Current interest depending on the loan disbursement
|
|
Collateral
|
A) pensioners in RM:
1. 36 months – 1 physical person with administrative ban
2.from 37-60 months – 2 physical persons with persons
B) pensioners in other countries:
1. 24 months – 1 physical person with administrative ban
2.from 25-60 months – 2 physical persons with persons
|
|
Documentation
|
pensioners in RM: ID, last pension coupon or pension statement fromTDC
Pensioners from other countries: ID, pension agreement foreign currency account
|
|
Target Audience
|
Retirees who receive pension in R. Macedonia
|
Example:
|
Loan amount
|
Interest rate
|
Term
|
Fee
|
Management fee
|
Installment
|
TCR
|
Current interest
|
Bill of exchange
|
|
600.000 МКД
|
12%
|
60 months
|
2%
|
0.25%
|
14.846,67 МКД
|
19.01%
|
5.800 MKD
|
500 MKD
|
Only you have to do is fill out an application form or apply by the on-line application form.
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
Moving together