Moznost+ Loan
|
Amount
|
up to 15.000 EUR / 900.000 MKD
|
|
Repayment period
|
12 to 60 months
|
|
Nominal interest rate
|
8.453% for EUR
11.5% - 12% for MKD
|
|
Rate of total costs (RTE)
|
from 16.68%
|
|
Fee
|
2.5% - 3%
|
|
Management Fee
|
0.31% -0.36% for EUR
0.19% - 0.22% for MKD
|
|
Other loan costs
|
Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
|
|
Collateral
|
1.from 5.000 EUR / 300.000 MKD
1 physical person with administrative ban or 1 physical person with BOEWNA
2.up to 10.000 EUR / 600.000 MKD
1 physical person with administrative ban+ 1 deposit installment/ 2 physical persons with administrative ban/1 PP with BOEWNA/2 PP with BOEWNA + 1 deposit installment
3.up to 15.000 EUR / 900.000 MKD
2 physical persons with administrative ban+ 1 deposit installment/ 3 physical persons with administrative ban/2 PP with BOEWNA
10% discount on the interest rate, fee, management fee with collateral mortgage
|
|
Documentation
|
current condition of the firm, last bank statement
|
|
Repaymen
|
Equal monthly installments
|
Example:
|
Loan amount
|
Interest rate
|
Term
|
Fee
|
Management fee
|
Installment
|
TCR
|
Current interest
|
Bill of exchange
|
|
15.000ЕУР
|
8.453%
|
60 months
|
2.5%
|
0.31%
|
353,91ЕУР
|
16,68%
|
102,41ЕУР
|
500 MKD
|
Only you have to do is fill out an application form or apply by the on-line application.
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
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