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Lokum Loan


300.000MKD/5.000 ЕУР

Repayment period

up to 72 months

Nominal interest rate

7%-11% annual fixed  

Rate of total costs (RTC)

from 20.002%



Management Fee

from 0,393%-0,742%

Other loan costs

Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement


NO quarantors

(with SLA signed by the loan applicant) or 1pp with bill of exchange or 1 pp with AB or 1 pp with bill of exchange with notary act  or 1 pp with SLA 


1.Current account (not for taxi and stands)

2. Stands
last 3 pay slips for lease of the stand on behalf of the client
3. Shops
proof of ownership or current condition of the firm
4. Taxi
license, driving license, membership receipt


for phisical persons - adapted to client needs

for legal entities - adapted to client needs

We inform you that in case you have applied for a loan and it is approved in MKD with foreign currency (EUR), and if during the loan agreement period there Is a change of the middle exchange rate of the EUR by NBRM, the monthly installment of the loan for which you have applied or approved will be calculated by the current middle exchange rate of the EUR by NBRM on the day of the payment of the loan installment.



Loan amount

Interest rate



Management fee



Bill of exchange

180.000 MKD


72 months



4.042,00 MKD


200 MKD

The total amount the client pays according to the example is 295.524,00 MKD.

The example is based upon disbursement at the begining of the month (1-st).


Only you have to do is fill out an application form or apply by the on-line application

Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice. 


Savings house Mozhnosti
Moving together

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