Domakinski Loan
|
Amount
|
up to 1.200.000 MKD
|
|
Repayment period
|
up to 95 months
|
|
Nominal interest rate
|
from 10% annual fixed
|
|
Rate of total costs (RTC)
|
from 15,829%
|
|
Fee
|
1,5%
|
|
Management Fee
|
0,237% - 0,336%
|
|
Other loan costs
|
Bill of exchange in amount of 100 – 500 MKD depending on
the loan amount
Current interest depending on the loan disbursement
|
|
Collateral
|
Combination 2 - 3 physical persons signed on bill of exchange or 1 - 2 pp with administrative ban or 1 - 2 pp with bill of exchange in the form of a Notary Act or 1 - 2 pp with SLA
|
|
Documentation
|
Property sheet for the land or Lease agreement, lease agreement, certificate from a veterinary station
|
|
Repayment
|
Adapted to client needs
|
|
The Savings house Mozhnosti collabotares with the Agricultural Credit Discont Fund and approves loans by the fund's credit line
|
Example:
|
Loan amount
|
Interest rate
|
Term
|
Fee
|
Management fee
|
Installment
|
TCR
|
Bill of exchange
|
|
150.000,00 MKD
|
10%
|
60 months
|
1,5%
|
0.237%
|
3.543.00 MKD
|
16,497%
|
200 MKD
|
The total amount the client pays according to the example is 214.830,00 MKD.
The example is based upon disbursement at the begining of the month (1-st).
Only you have to do is fill out an application form and to apply by the on-line application.
Rate of total costs (RTC) as to 30.06.2019
Savings house reserves the right to refuse the application of the applicant.
Savings house reserves the right to change the terms without prior notice.
Savings house Mozhnosti
Moving together